What Credit Score is Needed to Buy a Home?

What Credit Score is Needed to Buy a Home?

Looking for a new home is exciting—you explore new locations, different home features, and potential new possibilities for your life. However, buying a new home requires completing paperwork, checking your financials, and typically getting a loan. Reviewing your credit score is one of the critical tasks you’ll need to do before buying a home.

Drug Addiction: Disease or Choice?

Drug Addiction: Disease or Choice?

There is an ongoing debate regarding whether addiction should be considered a chronic disease or a result of voluntary choice. While people choose to try a drug, they aren’t trying to become addicted. How much control do they have once they have a severe substance use disorder? Click here to learn more.

4 Reasons Financial Wellness Programs Fizzle Out

4 Reasons Financial Wellness Programs Fizzle Out

With financial wellness becoming a top priority for employees, more employers are offering financial wellness programs. But, it’s one thing to offer a financial wellness program, and another to successfully run it. Read about 4 pitfalls of financial wellness programs here.

Debt Management Plan: Is it Right for You?

Debt Management Plan: Is it Right for You?

One option that may help you get out from under unsecured debt is a debt management plan or DMP. However, debt management plans aren’t right for everyone and don’t work for all debt types. Click here to learn if a DMP is right for you.

How Long Does Alcohol Stay in Your System?

How Long Does Alcohol Stay in Your System?

How long does alcohol stay in your system? While most people process alcohol at a rate of about one standard drink per hour, multiple factors can influence how long you feel the effects of alcohol. Learn more.

How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy

Bankruptcy can offer people or businesses who are drowning in debt a chance to start over without creditors taking actions against you. Click here to learn the steps to file for Chapter 7 Bankruptcy.

How to Improve Your Credit Score in 30 Days

How to Improve Your Credit Score in 30 Days

Are you struggling to improve your credit score or wondering why it’s important to your financial health? Read on to learn 7 strategies to improve your credit score in just 30 days.

How Does Alcohol Affect the Body?

How Does Alcohol Affect the Body?

Surverys show 86.3 percent of Americans ages 18 or older started drinking alcohol at some point in their lifetime. Despite the largely accepted use of alcohol by adults in the United States, there is still a debate on whether alcohol in small doses is good for you or not. So, how exactly does alcohol affect the body?

How Many Mortgage Payments Can be Missed Before Foreclosure?

How Many Mortgage Payments Can be Missed Before Foreclosure?

When you received your home loan, you agreed to make regular monthly mortgage payments. Unfortunately, sometimes unexpected life events get in the way, causing homeowners to miss payments. So how many mortgage payments can be missed before foreclosure? Find out here.

If you have been financially harmed by the Coronavirus click here